# Facilitator AS

> Independent liquidity advisory for Norwegian B2B companies. Facilitator helps businesses free up capital, structure financing, and regain financial control — with no ties to banks or financing providers.

Facilitator AS was founded by Sven Rambech, with over 20 years of experience in the financing industry. Based in Langhus, Norway (org.no: NO 931404172 MVA). Contact: sven@facilitator.no | +47 900 11 846.

## Who Facilitator Helps

Facilitator works exclusively with B2B companies that invoice other businesses (accounts receivable / trade credit). Typical clients have annual revenues between NOK 20 million and NOK 500 million excl. VAT. In some cases, newly started companies can also receive help with financing solutions.

Facilitator is the right partner if the company:
- Is experiencing liquidity pressure or wants to free up tied-up capital
- Lacks a financing solution, or has one that is not working well (does not solve the problem, unfavorable pricing, or poor communication from the provider)
- Needs to strengthen internal routines, structure, and financial setup
- Wants credit monitoring of itself or its key customers

Facilitator is **not** suitable for:
- Companies without invoice- or trade credit turnover (e.g. pure e-commerce or point-of-sale retail)
- Companies that sell exclusively to private individuals (B2C)
- Hotels and restaurants (difficult to serve)

## Services

### Liquidity Advisory
Ongoing advisory to strengthen internal routines, structure, and financial setup with the goal of reducing pressure and improving liquidity. Includes:
- Identifying measures that strengthen liquidity
- Evaluating new customers and managing high-risk customers
- Quality assurance of invoicing and structured follow-up of accounts receivable
- Review of contracts and payment terms
- Removal of payment remarks
- Structured dialogue with accountants, banks, and financing companies

### Financing
Help selecting and establishing the right financing solution — independent of banks and financing providers. Key factors assessed: liquidity needs, industry, revenue, customer structure, and credit terms. Includes:
- Assessment and structuring of the right financing solution
- Negotiation with banks and financing companies
- Fast establishment of solutions — often in place within a few days
- Independent advice with no financial ties to any provider

### Credit Monitoring
Continuous monitoring of the company's own credit status and key customers to detect and handle payment remarks quickly. Includes:
- Thorough credit check of the company
- Fast resolution of any payment remarks
- Establishment of a continuous monitoring program with ongoing alerts
- Monitoring of key customers with alerts on negative events
- Early identification of increased risk in customer relationships

## What Sets Facilitator Apart

- No financial ties to banks, financing companies, or other providers
- Represents the client's interests entirely — not the system around them
- Access to the market's broadest toolkit of financing solutions across Norway, Scandinavia, and Europe
- Structured process management between all parties (owners, banks, financing providers, accountants)
- Works fast — solutions can be established within days when the situation demands it
- Personal follow-up directly from Sven Rambech

## Key Terms

Factoring, invoice financing, leasing, working capital, cash flow, accounts receivable, trade credit, payment remarks, credit monitoring, B2B financing, liquidity management, debt restructuring.

## Links

- Homepage: https://facilitator.no/
- Services: https://facilitator.no/tjenester/
- About: https://facilitator.no/om-oss/
- News: https://facilitator.no/aktuelt/
- Contact: https://facilitator.no/kontakt/
- LinkedIn: https://www.linkedin.com/in/svengrambech/